Plan for your new baby's expenses with our comprehensive budget calculator. Estimate costs for pregnancy, delivery, baby gear, and ongoing childcare to prepare financially for parenthood.
Complete Guide to Baby Costs
The average cost of a baby in the first year ranges from $10,000-20,000+:
- Medical Costs: $3,000-8,000 for prenatal care and delivery
- Baby Gear: $1,500-5,000 for nursery, car seat, stroller, clothes
- Ongoing Expenses: $2,000-4,000/year for diapers, formula, medical care
- Childcare: $3,000-20,000+/year depending on type and location
Money-Saving Baby Tips
Buy Used: Many baby items are gently used - save 50-70% on clothes and gear.
Register Strategically: Focus registry on essentials and safety items you can't buy used.
Breastfeeding: Can save $1,200-3,000/year compared to formula feeding.
Baby Budget Essentials
Must-have items for your baby budget:
- Car seat (required for hospital discharge)
- Safe sleep space (crib, bassinet, or play yard)
- Diapers and wipes (about 3,000 diapers in first year)
- Basic clothing (onesies, sleepers, weather-appropriate items)
- Feeding supplies (bottles, burp cloths, high chair later)
- Health insurance and pediatrician costs